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In the long-run if you have federal student loans, demystifying their common myths can help you. Is it possible to split misconception from reality?

MYTH Great Lakes owns my figuratively speaking.

FACT Lenders, just like the U.S. Department of Education or banking institutions, possess your loan.

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MYTH Great Lakes controls my education loan interest and earnings through the interest.

  • The interest is determined by the Higher Education Act as enacted and amended by Congress for federal student loans. Interest paid on federal loans either would go to the U.S. National (for Direct loans) or the lender that is individualfor Federal Family Education Loans). Additionally, as a whole, loan owners control any price reductions you could get for making use of an electric repayment technique.
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MYTH i have to spend a charge to join up for Auto Pay, or submit an application for loan consolidation or a repayment plan that is income-driven.

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